If you think that being bankrupt is the worst thing that could happen to you than think again! Yes you are right…Worst is yet to come, but of course you can control and eliminate that worst scenario by simply making correct decisions! Hiring a wrong attorney for filing your bankruptcy can be like a nightmare coming true!
So it is better that before hiring you do some research and make sure that you find an attorney who could really show you way attorney who could really show you way out from the bankruptcy mess!
Facts about selecting the Attorneys:
As most of the attorneys are usually overworked, they aren’t able to give ear to full details of your case. You may feel that your attorney isn’t pursuing your case the way you want him to pursue and ultimately you will feel irritated.
Many of the attorneys aren’t qualified enough to lead your bankruptcy case. So such attorneys don’t fulfill your expectations. Certificates are important indicators to judge whether the attorney is qualified enough or not.
Asking from friends won’t take you to any good lawyer, unless your friend has gone through filing for bankruptcy but it may be useful to take advice from legal professionals.
You can even go to a bankruptcy court and observe the attorneys there. Maybe during your observation, you will find some attorneys who are good enough for you.
Once you find the attorney, you can satisfy yourself completely by asking him the right questions. A short conversation can tell you a lot about the attorney you have chosen. You can ask him about his expertise and his working and consultation hours. After conversation, you can evaluate the attorney to see if that attorney is really right for you or not!
Once you select the attorney, you must discuss with him what type of bankruptcy should you file? There are eight different types for filing bankruptcy. You attorney can best point out which type suits you for filing bankruptcy.
Secondly, you need to ask him how you can file for bankruptcy. You have to file for your bankruptcy in the state where you are living. The Attorney can prepare the necessary paperwork that would be needed to present to the courts.
Thirdly, you must know the fees that are involved in the filing for bankruptcy. The total fees will comprise of the attorney’s fees plus the court fees that you need to submit to file for your bankruptcy.
Fourth, you must know where you should file your bankruptcy claim. You need to consult your attorney on how to get there and what documentation is required.
Finally you must know the after effects of filing for bankruptcy. As soon as you file for bankruptcy, creditors will receive notification from the courts and will not be allowed to contact debtor for payments. A hearing in court will be set. The case will proceed depending on type of bankruptcy filed.
Remember that this is your fight, so you have to be really involved in it and follow the case. You just cannot leave everything on the attorney!
By: Darnell Scott
Posts Tagged ‘Attorneys’
5 Bankruptcy Questions To Ask Your Attorney Before Filing
December 17th, 2009Affordable DUI Attorney – Getting an Attorney That is Actually Worth Your Money!
December 13th, 2009
Are you looking for someone to help defend you in your DUI case? Do you want to make sure you get your moneys worth with an affordable DUI attorney? There are good attorneys out there and there are some that are just not worth the money you would spend. Here is some helpful information if you have recently been charged with a DUI.
First, you are probably thinking that it is not going to be any fun having your license suspended and not being able to drive. You might have to bum a ride from friends for a while and depending on the state you are in you might have your license suspended for up to 6 months if it is your first offense. There is always the bus to help you get around.
Second, when you are looking for an affordable DUI attorney you can use the internet to help you find what you are after. This is a tool that can help you locate a qualified individual that can be used as your affordable DUI attorney. You do not want to spend more than you have to, but you want to make sure you find an attorney that is good at what they do.
Last, getting out of a DUI is never easy and with the right attorney you can at least get the minimum penalties. This could mean getting your license back sooner and getting less time in jail or on probation. Make sure you check the credentials of the attorney you are going to hire and go into court armed and ready to fight.
By: Tom Macinaw
Attorney-Client Retainer Agreements
November 21st, 2009
Understanding Your Contract With Your Attorney
The main purpose of an attorney-client agreement is to outline the relationship between you (the client) and the attorney – primarily, how the client will be billed for what services.
In general, billing can occur in a number of ways – hourly, contingent, flat fee or a mix of these methods. Flat fees are obviously the easiest to interpret since you’ll know up front what most of your costs will be. Flat fees are typically found in uncontested divorce cases where the attorney can clearly define what tasks and services he or she will perform.
Contingent implies that charges or fees will be billed only under certain circumstances or when a particular event occurs. For example, the attorney-client retainer could state that 10% of your settlement will be due and payable to the firm. If there’s no settlement in your favor, there would be no 10% to pay. For the most part, contingent billing is considered to be unethical in divorce cases but are often seen in alimony cases or matters concerning unpaid child support.
Hourly billing can easily be the most expensive since you have limited control over the number of hours that are spent on your case. In addition, the method used to break down time increments can vary from firm to firm.
For example, many attorneys bill in tenths of an hour (.10) which is the equivalent of six minutes however some lawyers may bill in fourths, such as .25, .50, .75 and 1.0. What this means for you is that a two-minute phone call can either be billed as one-tenth of an hour (6 minutes) or one-fourth of an hour (.25) which can make a difference in your overall bill.
All agreements cover the basics such as charges for photocopies, telephone conversations and the like (all of which you will be charged for) and they will (or should) also spell out any additional charges that might accrue and any minimum billing requirements that might be in place. These agreements should also cover an ancillary charges such as mileage, parking and mailing fees. Domestic phone calls are billed by the hour for example, however any long distance fees will be added to the bill on top of the amount charged for the attorney’s time.
When an Attorney-Client Retainer Agreement is signed, the client (that’s you) is required to place an agreed upon amount called a “retainer” into an escrow account of sorts as payment for upcoming bills. This ensures that the bills will be paid and when the retainer amount runs low, you’ll be required to add additional funds to continue the attorney-client relationship.
To make sure you fully understand the agreement you’re about to sign, you’ll want to read it thoroughly and ask questions if you don’t understand any portion of the contract. Most attorneys will be happy to give you time to read through the agreement and are equally as happy to answer any questions you might have. If they’re not, keep looking for another attorney.
By: Jeremy Reither